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Non-Insured Dental Savings Plan

At Durango Dental, we understand the importance of maintaining optimal dental health without breaking the bank. That's why we are proud to offer a dental savings plan, designed specifically to cater to your oral health needs while providing significant savings and peace of mind.

What Is a Non-Insured Dental Savings Plan?

A dental savings plan is a membership program offered by dental offices that provides access to a wide range of dental services at reduced rates. It is generally used by patients who do not have access to insurance benefits.

Unlike traditional insurance, dental savings plans have no deductibles, waiting periods, or annual spending caps. They allow you to get routine check-ups, cleanings, X-rays, fillings, extractions, emergency care, root canals, crowns, bridges, dentures, and other major procedures at discounted prices.

What Does a Dental Savings Plan Include?

Many dental offices choose not to offer a savings plan due to administrative, financial, and legal considerations. However, we feel it is important for our patients to be able to receive the care they need at an affordable rate, regardless of whether or not they have insurance. Here’s a glimpse of what Durango Dental’s plan includes:

Regular Hygiene Patients

One-Time Annual Payment
  • $350 (first patient)
  • $300 (additional patients)
Monthly Fee
  • $35 (first patient)
  • $30 (additional patients)
Services Included
  • Two cleanings
  • Two exams
  • Annual bitewings
  • 10% off additional treatment needed
  • $147/year on cleanings alone for the first patient if they pay upfront, $197/year for additional patients
  • $77/year for the first patient if they pay monthly, $137/year for additional patients

Periodontal Hygiene Patients

One-Time Annual Payment
  • $470 (first patient)
  • $420 (additional patients)
Monthly Fee 
  • $45 (first patient)
  • $40 (additional patients)
Services Included
  • Two periodontal maintenance
  • Two exams
  • Annual bitewings
  • 10% off additional treatment needed
  • $141/year on periodontal care for the first patient, $191/year for additional periodontal patients
  • $71/year for the first patient if they pay monthly, $131/year for additional periodontal patients

Benefits of a Dental Savings Plan

Our dental savings plan offers numerous benefits to our patients:

  • More Affordable: Our membership plan is cheaper than many dental insurance premiums and will definitely save on out-of-pocket costs for your annual check-ups and cleanings yearly.

  • Savings Without Insurance: You can still enjoy discounts on your care without needing traditional dental insurance.

  • Comprehensive Coverage: Our plan includes a wide range of dental procedures and treatments.

  • Transparent Pricing: Know the costs upfront with no hidden fees so you can plan ahead.

  • No Annual Spending Caps: Receive the care you need without financial limits.

  • No Deductibles: Start saving immediately without meeting a deductible first.

  • No Exclusions for Pre-existing Conditions: All dental issues are covered from the start.

  • No Waiting Periods for Procedures: Get the care you need quickly, typically within three days versus weeks or months with insurance.

  • Coverage for Cosmetic Care: Includes treatments like veneers, dental implants, and whitening.

  • Quality Care: Receive top-notch dental care from our experienced team.

Who Benefits Most from a Non-Insured Dental Savings Plan?

Without the burden of monthly premiums and restrictive coverage limits, individuals without insurance can access a wide range of dental services at reduced rates. This makes dental care more affordable and accessible, allowing for regular check-ups and necessary treatments without the financial strain typically associated with out-of-pocket expenses.

Traditional dental insurance often involves monthly premiums and deductibles, which may not be cost-effective for those who only need basic preventive care. Our dental savings plan usually has a low annual membership fee that covers these essential services, providing significant savings.

Dental insurance policies often have annual maximums, beyond which they do not cover any more expenses. Our savings plan can help cover the cost of additional treatments and procedures without these caps. Individuals who need extensive care can receive discounted rates and timely care.

Conditions such as diabetes, heart disease, and autoimmune disorders can be exacerbated by dental issues. Savings plans provide affordable access to necessary and regular dental treatments, reducing the risk of complications.

As people age, they may require more dental care, including treatments for gum disease, tooth loss, and other age-related dental issues. Medicare typically does not cover routine dental care or most dental procedures. A dental savings plan can fill this gap, providing seniors with access to the dental care they need at discounted and predictable rates.

FAQs About Durango’s Dental Savings Plan

Signing up is easy! Contact our office, and our friendly staff will guide you through the process.

No approval is needed. Simply sign up and start saving.

Yes, you can include family members to ensure everyone gets the care they need.

While the savings plan cannot be combined with insurance for the same procedures, it can cover services beyond your insurance’s scope.

Our savings plan does not apply to lab fees or dental supply expenses (toothbrushes, toothpaste, mouthwash, etc.).

Contact Durango Dental Today

Enroll Today!

Contact Durango Dental to learn more about our dental savings plan and sign up today. Enjoy peace of mind and a healthy smile without the financial stress.